Advanced Fraud Academy
5 tracks · 26 lessons

The full curriculum.

5 tracks. 26 lessons. Built so a community FI treasury team can go from "we have it but no one uses it" to a confidently-run program that drives non-interest revenue and protects deposits.

Track 01 Available now

Foundations

For FIs that don't have Positive Pay yet, or treasury staff new to the role. By the end of these six lessons you'll be able to explain Positive Pay to your CEO, your TMO, and your toughest commercial client.

Start Track 1 →
01What Positive Pay actually is in 20268 min
02Two products in one: fraud engine + adoption product7 min
03Check vs ACH vs Payee Match: which to lead with9 min
04The state of business payment fraud8 min
05Direct vs. partner: how community FIs actually buy10 min
06The Positive Pay Buyer's Guide12 min
For: FIs without PP yet, or treasury staff new to the role · 6 lessons · ~60 min total
Track 02 Available now

The Adoption Playbook

You have Positive Pay. Your business clients aren't using it. Five lessons on the metrics that matter, the enrollment levers that work, and how to get business clients from "enrolled" to "engaged."

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01The 5 adoption metrics that matter8 min
02Two enrollment levers that work: fraud-as-trigger and the liability letter10 min
03Training your business clients9 min
04Why most pilots fail (and the one trait of the ones that don't)8 min
05Removing file-format friction8 min
For: FIs with low PP enrollment · 5 lessons · ~43 min total
Track 03 Available now

The Internal Sales Motion

How your treasury team gets your commercial book enrolled. The joint-call model, the conversation scripts, the objection handlers, and the outreach sequence.

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01The joint TMO and Relationship Manager call9 min
02Conversation starters and discovery questions8 min
03Handling the five most common objections10 min
04The 3-email outreach sequence8 min
05Identifying and prioritizing high-risk client segments8 min
For: TMOs, treasury teams, relationship managers · 5 lessons · ~43 min total
Track 04 Available now

Revenue & Retention

Positive Pay isn't a cost center. It's a non-interest income line and a retention moat. Pricing models, the income math, the retention dynamics, and what a mature program looks like at year three and beyond.

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01Pricing models that actually work9 min
02The non-interest income math8 min
03The retention moat7 min
04Loss reimbursement policy as an enrollment lever8 min
05What a mature Positive Pay program looks like9 min
For: CROs, CFOs, CEOs, VP Operations, TMOs · 5 lessons · ~41 min total
Track 05 Available now

Operations & Compliance

Disclosures, default decisions, cutoffs, implementation realities, the Decision File, and examiner readiness. The operational and compliance foundation that keeps a program defensible.

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01Disclosures done right9 min
02Default decisions, cutoffs, and SLAs8 min
03What implementation actually looks like10 min
04The Decision File and core integration9 min
05Examiner readiness and reporting8 min
For: Operations, IT, BSA/Compliance, TMOs, CTOs · 5 lessons · ~44 min total
Start Track 1 → Enroll free for updates