Track 4 of 5 · Available now

Revenue & Retention.

Positive Pay isn't a cost center. It's a non-interest income line and a retention moat. This track covers pricing models, the income math, the retention dynamics, and what a mature program looks like at year three and beyond.

What you'll walk away with
  • Three pricing structures and how to avoid the most common pricing mistake
  • The non-interest income calculation — and the three-paragraph board memo
  • Why configured Positive Pay clients don't leave, and how it shows up on the balance sheet
  • How your loss reimbursement policy quietly suppresses enrollment — and the fix
  • The three-stage maturity model and the product expansion path